Quality and affordability, built around you
A Ford policy still has real decisions in it — the right liability limits, whether an umbrella makes sense, how med pay and UM/UIM are set up, and which carrier actually prices your specific vehicle, driving history, and household best. That's true whether you're insuring America's best-selling truck, a three-row Explorer or Expedition, a compact Maverick or midsize Ranger pickup, or the all-electric F-150 Lightning and Mustang Mach-E. Our job is to walk you through those options and shop them across multiple carriers, so what you end up with is genuinely tailored to your needs.
Ford, model by model
A quick look at where we most often help Ford owners — current models and long-running nameplates alike. Don't see your exact model, trim, or model year below — ask us, we cover the full lineup back through 2002.
F-150 (incl. Lightning)
America's best-selling vehicle, offered from the work-focused XL trim through XLT, Lariat, King Ranch, Platinum, and the all-electric F-150 Lightning.
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Explorer
Ford's three-row midsize SUV, offered in Active, XLT, Limited, and ST trims, plus the newer off-road-focused Tremor package.
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Escape
Ford's compact SUV, offered in gas, hybrid, and plug-in hybrid form across S, SE, SEL, and Platinum trims.
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Bronco
Ford's off-road SUV, revived with two- and four-door body styles across Base, Big Bend, Black Diamond, Outer Banks, Badlands, and Wildtrak trims, plus the smaller car-based Bronco Sport.
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Maverick
Ford's compact pickup, offered in hybrid and gas form across XL, XLT, and Lariat trims, including the off-road-oriented FX4 package.
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Expedition
Ford's full-size three-row SUV, offered across XL, XLT, Limited, King Ranch, Platinum, and off-road-focused Timberline trims, including the extended-length Expedition Max.
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Ranger
Ford's midsize pickup, offered across XL, XLT, and Lariat trims, plus the high-performance, off-road-tuned Ranger Raptor.
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Mustang Mach-E
Ford's all-electric crossover, offered in Select, Premium, California Route 1, and high-performance GT trims — a different underwriting profile than a gas Mustang given its high-voltage battery pack.
Get a quote →Have a Mustang GT, Shelby, Raptor, or GT500? Those live on our Ford Performance page, where agreed-value coverage fits better than a standard auto policy.
Four things worth getting right
Electric & hybrid drivetrain coverage
The F-150 Lightning, Maverick Hybrid, and Escape Hybrid/PHEV carry battery and drivetrain components that cost more to replace than a gas-only counterpart, which can affect both premiums and total-loss thresholds.
Work-truck & towing use
F-150 owners often use their trucks for towing, hauling, or side work, and that use should be disclosed so the policy actually matches how the truck is driven.
Off-road & aftermarket modifications
Bronco and Bronco Sport owners frequently add off-road equipment — the value of aftermarket parts should be reflected on the policy, not assumed to be covered automatically.
Multi-vehicle & multi-policy discounts
Households running more than one Ford, or bundling with home or umbrella coverage, are often eligible for meaningfully better account-level pricing.
An independent brokerage, not a single carrier
We're not captive to one insurance company. That independence is the point: our only job is finding you the right coverage at the right price, then advocating for you if you ever need to use it.
Access to multiple carriers
We shop coverage across a range of carriers instead of pricing everything through one company's rate table, so you see real options instead of a single take-it-or-leave-it quote.
Bundle for a better rate
Combine your Ford with your home, umbrella liability, other household vehicles, and — where it applies — your business insurance. Carriers price account relationships, and that often means meaningfully better terms across the board.
Get your Ford covered correctly
Tell us about your car — model, year, how you use it, and anything else worth knowing — and we'll put together coverage shopped across multiple carriers.